Accounts Receivable Financing | Factoring


Unlimited source of financing for your company’s growth.


Accounts receivable financing, or Factoring, is the purchase of accounts receivable invoices at a discount. If you sell your products or services to businesses that pay in 30, 60, 90 days or more, CFA has a liquidity solution for you.


We can finance companies that are start-ups, losing money, or in bankruptcy because accounts receivable financing is based on your customer’s credit, not yours. This is not a “debt.” You are selling an asset. But it is more than just an asset sale; it is like outsourcing your accounts receivable department. Factors provide valuable services.


They check your customer’s credit for you and notify you of bad risks and they provide detailed monthly statements. Qualifying accounts even get free credit insurance.



  • Cash in 24 hours

  • No personal guarantees

  • We finance any type of business

  • No recourse even if the account does not pay

  • Credit insurance on your clients at no cost to you

  • No arbitrary loan board decisions

  • No Fixed Payments

  • As sales and receivables increase, funding Increases

  • Focus on your business, not collections

  • Take advantage of early payment or bulk purchase discounts from your suppliers

  • Ability to service large and / or unexpected orders

  • Accounts receivable financing is more flexible and quicker than bank loans


Use The Money To…

  • Fund payroll or other operating expenses

  • Purchase inventory to take advantage of bulk/early payment discounts

  • Fund expansion and growth

  • Respond to seasonal demands and opportunities

  • Take on that large new account with confidence



Commercial Finance America is not registered as a securities-broker/dealer or an investment advisor either with the U.S. Securities and Exchange Commission or with any state securities regulatory authority.  We do not offer securities brokerage or investment advice.  We are not a licensed broker, market maker, or investment banker.  Commercial Finance America does not directly sell, offer to sell or offer to buy any security. 


© 2011-2017 by Commercial Finance America, LLC. 

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