Unsecured Business Lines-of-Credit
Commercial Finance America specializes in Unsecured Business Lines-of-Credit. These business lines of credit do not require collateral and include anything from smaller business credit card solutions up to individual lines of credit for $500,000. How much the business owner qualifies for depends on the credit profile and the size and profitability of the business. Start-up companies with no established revenue and a business owner or partner with a good credit file can expect to receive between $25,000 - $100,000 normally. Established businesses with revenues of $1,000,000 up to $10,000,000 can expect between $100,000 - $500,000 with no collateral if they qualify with their financials and credit. These are A-Paper products so the rates are very good. They range anywhere from 0% introductory offers on all our business credit card solutions to 1-5% over prime for the larger lines of credit. We don't offer "subprime" Unsecured lines so you'll either get the good rates or you will not be approved.
We offer a No-Obligation Pre-Qualification that takes 10 minutes to complete and only requires a credit-check that costs less than $45.
Feel free to speak to one of our representatives on obtaining an unsecured line-of-credit.